Semi-Commercial Mortgages

Helping you source the right mortgage for your investment

Semi-commercial mortgages are required for situations where the property has a mixed use, such as a residential flat situated above a retail shop, or guest house or a pub with living quarters. This mix of residential and commercial use means that commercial mortgages are normally required.  As a consequence, lenders require 25% or more deposit and request information on your income, expenses, business plan and bank accounts.  Similar to commercial mortgage situations, without the right guidance from an experienced mortgage broker, you may end up wasting time in approaching unsuitable lenders, whose criteria you’re unable to meet.  Furthermore, you may also not be able to secure the full amount you need. 

Integrity Finance and Mortgages has access to the whole market and is able to leverage its experience to source and progress mortgage applications to successful outcomes.  Contact us today to find out how we can help you find the right product and lender for you.