First-Time Buyers

Helping you to buy your first home.

First-time buyers face many difficulties when it comes to getting a mortgage. For example, because they usually have smaller deposits, they need to borrow more money and thus have higher Loans to Value (LTV). This greatly reduces the number of lenders and products they can benefit from.

Fortunately, in recent years, lenders have started to introduce new products to make it easier for more people to buy their first home.  Some of the recent trends include 95% LTV mortgages, and mortgages that allow family members to act as guarantors and thus enable first-time buyers get access to the property ladder.

Buying a home is usually the biggest investment that people make.  Therefore, it is highly recommended that you seek the advice of an experienced Mortgage Broker who can advise you on the products available to you and the one that best suits your needs.

At Integrity Finance and Mortgages, we make sure our clients receive the support and guidance they need to enable them to get their first home.  Our dedicated team will help you throughout the process, from calculating how much you can borrow to making the application process simple and easy for you. We know the difficulties first-time buyers face and are committed to making your first experience a great one.

Contact us today to make an appointment.