Building and Contents Insurance

Protection for your home

Building and contents insurance is essential if you want to protect your home against risks such as fire, flooding, subsidence and theft.  Buildings and contents’ insurance policies can be purchased independently or together, but are typically cheaper if purchased together.

If you have a mortgage, the lender will normally require you to make sure your home (and their security) has buildings insurance as a minimum.  In the case of leasehold property (e.g. within a block of flats), buildings insurance is normally arranged by the management company.

Whether freehold or leasehold, contents insurance will provide cover for the loss or damage to the contents of the property.  The content insurance policy can also provide coverage for goods when they are taken away from the property or they are damaged by accident.

With so many factors to consider, to obtain a comprehensive quote it’s advisable that you seek impartial advice from a qualified insurance advisor. Integrity Finance and Mortgages is regulated and authorised to provide insurance advice, so do contact us today to arrange a meeting to see how we can help you.